Fast Business Funding. No Security Required.
Access the capital your business needs without putting your assets on the line. Our unsecured term loans deliver fast, flexible funding so you can seize opportunities and keep your business moving forward.
No Asset Security Required
Access funding based on your business performance, not what you own.
Fast Approvals & Settlement
Get approved within hours and funded in as little as 24 hours.
Flexible Loan Amounts
Borrow what your business actually needs, with repayment terms tailored to your cash flow.
Who It’s For
Unsecured term loans are ideal for established businesses looking for fast access to capital without the need to secure assets as collateral.
Business owners needing cash flow support
Keep your business running smoothly, no matter the season.
Equipment / expansion needs
Fund your next move without the wait.
Short-term funding gaps
Bridge the gap and keep momentum going.
- How we work
Our Process
Tell Us Your Situation
Submit a quick enquiry form or call our team.
We Assess Your Options
We review your position and match you with suitable lenders.
Get Funded
Receive recommendations, approval, and fast funding.
FAQ's
What is an unsecured term loan?
An unsecured term loan is a type of business finance that doesn’t require you to secure the loan against property or assets. Approval is primarily based on your business performance, cash flow, and overall financial position.
How quickly can I access funds from an unsecured term loan?
Timeframes can be fast, with many applications assessed within 24–72 hours once all required documentation is provided. Once approved, funds can often be accessed shortly after settlement.
What can I use an unsecured term loan for?
Unsecured term loans can be used for a variety of business purposes including expansion, purchasing stock, marketing campaigns, hiring staff, equipment upgrades, or managing cash flow gaps.
What are the eligibility requirements?
Eligibility typically depends on your trading history, revenue consistency, and credit profile. While requirements vary between lenders, we work with a range of options to help businesses with different financial situations.
Ready to Access Fast, Unsecured Funding?
Speak with a Momentum broker today and find out how much your business could access, no assets required.
