Line of Credit

Simple, fast finance tailored to your business.

Flexible Funding, Right When Your Business Needs It.

Access a revolving line of credit that gives your business the financial flexibility to manage cash flow, cover unexpected costs, and jump on opportunities as they arise. Draw down what you need, when you need it, and only pay interest on what you use.

Draw Down Anytime

Access funds on demand without having to reapply every time your business needs capital.

Only Pay for What You

Interest is charged on your outstanding balance only, keeping your borrowing costs as low as possible.

Ongoing Financial Flexibility

A revolving credit facility that grows with your business, ready to support you whenever the need arises.

Who It’s For

Unsecured term loans are ideal for established businesses looking for fast access to capital without the need to secure assets as collateral.

Business owners needing cash flow support

Keep your business running smoothly, no matter the season.

Equipment / expansion needs

Fund your next move without the wait.

Short-term funding gaps

Bridge the gap and keep momentum going.

Our Process

Tell Us Your Situation

Submit a quick enquiry form or call our team.

We Assess Your Options

We review your position and match you with suitable lenders.

Get Funded

Receive recommendations, approval, and fast funding.

Have questions?

FAQ's

What is a business line of credit?

A line of credit is a flexible funding facility that allows you to draw funds as needed, up to an approved limit, and only pay interest on what you use.

Unlike a term loan, a line of credit gives you ongoing access to funds rather than a single lump sum, making it ideal for managing cash flow.

It can be used for working capital, supplier payments, payroll, seasonal cash flow gaps, or unexpected business expenses.

Some lines of credit are secured, while others may be unsecured depending on your business profile and lender criteria.

Ready to Unlock Flexible Funding for Your Business?

Speak with a Momentum broker today and find out how a line of credit could give your business the financial flexibility it needs to thrive.

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